Orange County Real Estate: Real Estate Information and Assistance

Don't be a statistic: Short Sale help is available

2009-12-24T07:34:00.000-08:00

Finding hope can be hard when you feel like you are facing a foreclosure situation. Remember that you can take action that may help you avoid the foreclosure route. There are many options available that can help you determine if a process like a short sale is your best solution.

Get started in finding the right solution for you. We look at your personal situation and help you determine your options. Find out more about short sale information and assistance at what is a short sale now to learn about how a short sale may be your way to avoid foreclosure.

By missing just one mortgage payment by only a day, you may be in the foreclosure process. Acting quickly will help you prevent your home from undergoing foreclosure. Statistics indicate that homeowners who do not quickly indicate contact with their lender when their loan is in default will be placed into the foreclosure process. View typical foreclosure timelines to learn more about the typical timeline of a foreclosure.

Considering a short sale? Contact Short Sale and Foreclosure resource certified Orange County short sale realtors.

Search Orange County Bank Owned-REO and Short Sale Property

2009-12-23T10:38:00.000-08:00

Finding a deal on Short Sale and Banked Owned property can be surprisingly easy in Orange County. Many home owners are considering a "Strategic Default" on payments and either lose the home by foreclosure, or sell quickly as a Short Sale to avoid foreclosure. You can view Short Sale and Bank Owned property below.

If you are a seller that is considering short selling your home, find out more information by visiting Short Sale Information and Assistance.

Orange County Bank Owned (REO) and Short Sale Property List - View by City or Area

Aliso Viejo
Costa Mesa
Coto De Caza
Dana Point
Huntington Beach
Irvine
Ladera Ranch
Laguna Beach
Laguna Hills
Laguna Niguel
Lake Forest
Mission Viejo
Newport Beach
Rancho Santa Margarita
San Clemente
San Juan Capistrano
Talega
Tustin
Yorba Linda

Receive a current MLS Market Snapshot by visiting
MLS Market Snapshot Report

Short Sale & Foreclosure Assistance

2009-12-22T07:22:00.000-08:00

Nearly one-third of all existing homes sold recently were either short sales or foreclosures, according to NAR data. Prospective home buyers who are specifically looking for distressed homes can search Orange County REO & Short Sale Property.

Realtors with the SFR Short Sale & Foreclosure Designation are valuable resources to meet a growing need in the communities they serve. They have gone through training on how to manage short sale, foreclosure and real estate-owned transactions. They are also up-to-date on the resources to stay current on national and state-specific information as the distressed home market evolves. If you are a distressed home owner facing foreclosure, you do have options. You can get short sale information and assistance at GetShortSaleHelp.com.

Housing Affordability In Orange County Increases

2007-03-02T10:49:00.002-08:00

Twenty-four percent of Orange County households can afford a typical starter home with a 10% down payment, an adjustable rate mortgage and a minimum income of $118,900, according to the California Association of Realtors. Affordability is based on 2006 fourth quarter figures and is the highest percentage since the fall of 2005.

Whereas, this is good news for Orange County home buyers, O.C. is the third least affordable market in the country, behind Los Angeles and Salinas. Full story...

Are you thinking of buying a home in Orange County? Visit GuideToLocalRealEstate.com to view all real estate listings. Or for more personalized service, give us a call, 949-285-3739.

Housing Affordability In Orange County Increases

2007-03-02T10:49:00.001-08:00

Housing Affordability In Orange County Increases

2007-03-02T10:49:00.000-08:00

The San Clemente Real Estate Podcast

2007-02-21T13:00:00.000-08:00

The February edition of the San Clemente Real Estate Podcast covers recent activity in the Orange County real estate market.

We will also share the 5 most important factors to selling, as well as, talk about pre-existing homes vs. new construction.

Featured special guest is Terri Murphy of US Learning.

download podcast mp3 file subscribe to podcast feed

Don't hesitate to give us a call, 949-285-3739, with any questions you might have after listening.

Happy listening!

Orange County Home Sales - January 2007

2007-02-18T04:33:00.000-08:00

The National Association of Realtors reports consumers are responding to more favorable housing market conditions and are expecting sales to gradually rise throughout 2007. Time will tell whether or not this holds true locally, but let's take a look at January statistics.

January figures for Dana Point show the number of new listings increased 18 percent compared to January 2006. Sold listings were down 31 percent during the same time period and market times increased 27 days or 40 percent. The average sales price increased by $11,535 or 1 percent.

New listings in Laguna Beach increased by 29 percent in January, while the number of homes that sold dropped by 38 percent. Market times increased by 27 days or 35 percent. During this same time frame, the average sales price increased 46 percent to $2,136,750.

Laguna Niguel reported 10 percent less new listings in January 2007 compared to January 2006. Market times were up by 78 percent as the number of homes sold dropped 8 percent. Sales prices in Laguna Niguel showed a strong gain of 21percent with the average sales price of $915,231.

Mission Viejo average sales price declined 2 percent to $700,123, while sales decreased by 34 percent and market times increased by 71 percent. The number of new listings decreased by 11 percent.

The San Clemente average sales price increased 14 percent or $1,108,520, compared to January 2006. The number of new listings was up by 8 percent, while sales dropped 37 percent. Meanwhile, the average market time increased 35 days or 52 percent.

San Juan Capistrano's average sales price, also, increased 29 percent this January, rising to $1,164,175. New listings were lower by 16 percent. Market times increased 46 days or 92 percent and sales were down 41 percent.

Interested in what the housing market is doing in your neighborhood? Visit EmailHouseValue.info. We would be more than happy to email you the market activity - Actives and Sold statistics - in your Neighborhood!

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

2006 State Of The Market Housing Report

2007-02-10T11:08:00.000-08:00

The California Association of Realtors (C.A.R.) 2006 Housing Report was just released documenting CA home sales fell last year after four years of impressive gains, the
share of first-time buyers was the second lowest on record and price appreciation slowed.

Additional findings:

* sales of existing single-family homes decreased 23 percent
* price appreciation slowed dramatically as the year progressed.
* buyers using a second mortgage climbed from 38 percent in 2005 to 43 percent in 2006

Interested in buying Orange County real estate. Visit GuideToLocalRealEstate.com to view all real estate listings or contact us, 949-285-3739, for professional representation.

Cute Beach home

2007-02-07T22:04:00.000-08:00

This cute beach home in the North Beach area of San Clemente offers the rare opportunity to live near the beach in a 3-Br, 2-Ba home for under $800,000.

View more details Here

Home inventory continues to decline

2007-02-07T21:56:00.000-08:00

Available home inventory in the Coastal Orange County, Ca market is declining. Buyers are re-entering the market as the indicators are that the market has stabilized and sellers are getting more realistic with their asking price. It may be a good time for buying a home as the market tightens and interest rates remain low.

Make informed decisions! Get the latest insight to what is happening in the Coastal Orange County Real Estate Market with detailed information of monthly comparisons of Active, Pending and Sold listings. The Orange County Coastal Real Estate Market information is detailed on Monthly Real Estate Market Trend graphs by city.

Or you can view a monthly year to year comparison report at Market Report.

San Clemente Real Estate Podcast

2007-02-02T03:49:00.000-08:00

The latest edition of the San Clemente Real Estate Podcast is now available. In this month's Podcast we share insightful tips for protecting your property investment and walk you through the key steps of our annual insurance check-up. We also discuss Orange County market trends.

Listen and enjoy!

download podcast mp3 file / subscribe to podcast feed

6% Contributions Allowed

2007-01-27T04:38:00.000-08:00

Buyers have gained more buying power with recent changes 100% financing guidelines.

The 80/20 and 75/25 Conforming Fixed-Rate loans now allow interested party contributions up to 6% of the lesser of the sales price or appraised value. Previously, contributions were capped at 3 percent.

Now it’s easier to get into the new home you deserve!

Give us a call or visit our website if you are thinking of buying an Orange County home or would like more information about financing options.

Orange County Housing Market Expected to Rise in 2007

2007-01-19T11:29:00.000-08:00

"After bottoming in the fourth quarter of 2006, existing-home sales are expected to rise through 2007 and into 2008, while new home sales should turnaround by summer, according to the latest forecast by the National Association of Realtors." Orange County real estate markets are falling in line with the latest NAR forecast.

December figures for Dana Point show the number of new listings increased 4 percent compared to December 2005. Sold listings were down 23 percent during the same time period and market times increased 25 days or 60 percent. The average sales price decreased by $32,751 or 21 percent.

New listings in Laguna Beach increased by 7 percent in December, while the number of homes that sold dropped by 8 percent. Market times increased by 5 days or 9 percent. During this same time frame, the average sales price increased 46 percent.

Laguna Niguel reported less new listings in December 2006 compared to December 2005, a 4 percent decrease. Market times were up by 95 percent as sales dropped 18 percent. Sales prices in Laguna Niguel showed a strong gain of 19 percent with the average sales price of $1,804,434.

Mission Viejo continued to appreciate by 3 percent to $733,425, even though sales decreased by 22 percent and market times increased by 58 percent. The number of new listings decreased by 13 percent.

San Clemente sales prices experienced a slight decrease in December...down one percent from a year ago. The number of new listings was up by 11 percent, while sales dropped 42 percent. Meanwhile, the average market time increased 42 days or 93 percent.

San Juan Capistrano's average sales price soared 93 percent this December compared to December 2005. New listings were lower by 20 percent. Market times increased 27 days or 44 percent and sales were down 44 percent.

As you can see, the market is in transition with notable differences among our Orange County communities. Sellers will want the knowledge and expertise of experienced professionals to assist with the sale of their homes. Professionals who are experts in pricing and marketing and can assist you with expert advice leading to a successful sale...putting the most money in your pocket.

Wondering what prices are doing in your neighborhood? Visit EmailHouseValue.info. A market evaluation will be emailed to you.

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

California Protects Your Privacy

2007-01-12T05:26:00.000-08:00

Privacy Journal's list of 10 best states ranks California as #1 with the toughest privacy laws in the country. What does California do that other states don't?

1. Federal regulations require an 'opt-out' option giving consumers the ability to 'opt-out' of having companies share or sell their personal information. California puts the burden on the companies, requiring them to get the consumers permission to sell or share information.

2. Identity-theft victims can put a 'fraud alert' notification on their credit report, notifying potential lenders that someone may be illegally applying for credit in their names. California goes a step further and allows residents to “freeze” their credit reports -- essentially preventing lenders from accessing the files and granting credit.

3. Businesses in California are restricted in how they can use social security numbers. Businesses cannot post or display social security numbers, print them on ID cards, print them on materials mailed to customers, require them to be transmitted over the internet, or require them to be used to log into an internet site.

4. Businesses are required to shred all records containing personal information.

5. Businesses are required to alert their California customers if hackers or employees steal information that could be used for identity theft.

6. California has added privacy rights to its state constitution.

California is pro-active in the privacy protection it offer its residents, adding to our quality of life and ultimately helping to maintain our real estate values. Are you thinking of buying a home in Orange County? Real estate prices here have continued to appreciate in 2006 making it a great time to buy or sell. Visit EmailHome.info to receive a daily list of new homes for sale as they hit the market.

Consumer Confidence Grows

2007-01-08T06:32:00.000-08:00

Consumer confidence grew in December according to the Consumer Confidence Index, which increased from 105.3 in November to 109.0 in December. While it is too early to tell, consumer's upbeat attitude and may be a signal that the increase in housing slump across the country is coming to an end.

Orange County prices have continued to rise in 2006, even though the number of sales fell compared to 2005, making this a great time to buy or sell Orange County real estate. Get all the tools you'll need to act effectively within the Orange County real estate market at our newest website, GuideToLocalRealEstate.com.

New Deduction For Mortgage Insurance

2006-12-28T12:05:00.000-08:00

Home owners will benefit from a new tax deduction for private and government mortgage insurance premiums. Mortgage insurance is charged to borrowers with less than a 20 percent down payment on their home mortgage and are typically one-half of 1 percent of the mortgage amount.

Over the past few years, piggyback loans or second mortgages have become popular to avoid paying mortgage insurance. But with the new tax deduction, borrowers may want to crunch some numbers, taking a second look at this option.

Starting in 2007, mortgage insurance premiums will be handled the same as your interest deduction on your mortgage. Full story...

Orange County Housing Report - December 2006

2006-12-22T06:02:00.000-08:00

David Lereah, National Association of Realtors chief economist, said a fairly steady pace of home sales can be expected for the next two months. "It's important to focus on where the housing market is now - it appears to be stabilizing, and comparisons with an unsustainable boom mask the fact that home sales remain historically high - they'll stay that way through 2007." he said. "In addition, a temporary correction in prices distracts from the fact that it is primarily the number of homes sales that affects the economy, and the number for this year will be the third highest on record." How do local home sales stack up to this prediction?

November figures for Dana Point show the number of new listings dropped 22 percent compared to November 2005. Sold listings were down 93 percent during the same time period and market times increased 11 days or 20 percent. The average sales price, also, increased by $138,099 or 14 percent.

New listings in Laguna Beach decreased by 28 percent in November, while the number of homes that sold dropped by 47 percent. Market times increased by 41 days or 79 percent. During this same time frame, the average sales price increased 24 percent.

Laguna Niguel reported 26 less new listings than November 2005, a 15 percent decrease. Market times were up by 47 percent as sales dropped 32 percent. Sales prices in Laguna Niguel showed a strong gain of 10 percent with the average sales price of $801,730.

Mission Viejo continued to appeciate by 5 percent to $761,5127, even though sales decreased by 1 percent and market times increased by 42 percent. The number of new listings decreased by 8 percent.

San Clemente sales prices experienced an increase in November...up $200,978 or 21 percent from a year ago. The number of new listings was down by 7 percent, while sales dropped 25 percent. Meanwhile, the average market time increased 52 days or 116 percent.

San Juan Capistrano's average sales price was 2 percent lower this November compared to November 2005. New listings were also lower by 27 percent. Market times increased 35 days or 70 percent and sales were down 38 percent.

With the market in transition, sellers will want the knowledge and expertise of experienced professionals to assist with the sale of their homes. Professionals who are on top of the market in each community and can give expert advice leading to a successful sale...putting the most money in your pocket.

Wondering what the current value of your home is? Visit EmailHouseValue.info and your home valuation will be emailed to you.

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

Orange County Ranked 4th Healthiest Place to Live

2006-12-15T12:54:00.000-08:00

SELF.com's survey of 100 of the largest U.S. metro areas reveals the fittest, healthiest and happiest places to live for women. Orange County ranked 4 among the 100 metro regions surveyed.

On the plus side: Orange County ranked among the five lowest smoking rates on the list and is in the top 10 for healthy eating habits and exercise rates.

On the negative side: Orange County was among the areas with the highest number of toxic sites and above-average drinking rates, and scored in bottom fifth of list for air quality.

The San Clemente Real Estate Podcast

2006-12-08T06:20:00.000-08:00

The latest edition of the San Clemente Real Estate Podcast looks at the Orange County real estate market activity, along with a discussion about mold inspections and air quality. Our guest speaker is Terri Murphy of US Learning. Enjoy!

5 Tips For Selling In A Buyer's Market

2006-12-01T10:54:00.000-08:00

BankRate.com has an informative article about how to sell a home in a buyer's market. Here in Orange County, the average sales price continues to rise, but homes are staying on the market longer and buyer's have more negotiating power than they have had in the past few years.

BankRate.com's tips include:

1. Prepare yourself mentally for what you're about to go through.
2. Get ready for picky buyers.
3. Educate yourself about your neighborhood's real estate market.
4. Hire an inspector.
5. Consider paying the buyer's discount points.

The article is definitely worth taking the the time to read it in depth. Then visit EmailHouseValue.info for your FREE home valuation.

Orange County Home Sales Coasting Into 2007?

2006-11-26T03:18:00.000-08:00

Existing home sales are expected to coast into 2007 at roughly the same level as 2006, according to the National Association of Realtors®. Even though exisitng home sales are expected to fall 8.6 percent this year, 2006 remains third-best year on record. Is this is what is happening in Orange County? Figures show home sales to be down across the board compared to 2005. Some home prices are up and some are down.

October figures for Dana Point show the number of new listings remained relatively the same compared to October 2005. Sold listings were down 30 percent during the same time period and market times increased 8 days or 14 percent. The average sales price, on the other hand, decreased $272,739 or 19 percent.

New listings in Laguna Beach increased by 5 percent in October, while the number of homes that sold dropped by 20 percent. Market times increased by 73 days or 155 percent. During this same time frame, the average sales price increased less than 1 percent. This small increase follows a 96 percent increase in prices in September.

Laguna Niguel reported 26 more new listings realtively than 2005, a 27 percent increase. Market times were up by 67 percent as sales dropped 22 percent. Sales prices in Laguna Niguel decreased by 14 percent or $121,367.

Mission Viejo continued to appeciate by 6 percent even though sales decreased by 22 percent and market times increased by 72 percent. The number of new listings increased by 6 percent.

San Clemente sales prices experienced an increase in October...up $101,335 or 11 percent from a year ago. The number of new listings was down by 20 percent, while sales dropped 29 percent. Meanwhile, the average market time increased 32 days or 62 percent.

San Juan Capistrano's average sales price was 4 percent lower this October compared to October 2005. New listings were also lower by 3 percent. Market times increased 19 days or 32 percent and sales were down 4 percent.

Buyers will want to have the expertise, knowledge and experience of a professional who is familiar with all Orange County communities so as not to overpay for a home. We have the credentials needed by today's savvy buyers, so give us a call or send us an email. We are here to help!

Also, visit EmailHome.info for a free, automated email home search. You will receive email notification of homes matching your criteria as they hit the market.

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

Home prices level off

2006-11-17T05:59:00.000-08:00

A growing number of sellers are keeping their homes, or renting them out resulting in fewer homes on the market...one of the signs the housing market is moderating. Other signs include a leveling off in home prices and smaller drop in sales. The median price of an Orange County home is down just $1000.00 from September, yet up 3.1% from the same period last year, according to Data Quick Information Systems Read more...

Visit our website to view all Orange County real estate listings, get the current market value of your home and more.

Should You Try to Sell Your Home During the Holiday Season?

2006-11-14T13:24:00.000-08:00

A common misconception is that trying to sell a home during the holidays is a bad idea. If you are serious about selling, it can be an excellent time to list. During the holidays buyers are more serious. They have a different motivation like using vacation time to search for property. They're doing that because they have to buy, rather than want to buy. Remember Thanksgiving and Christmas is one day a piece not two months.

10 reasons why you should list your home during the holidays

1. Most November and December buyers are particularly serious and very likely facing some sort of deadline.
2. January is the biggest transfer month of the year and job transferee’s use the holidays to house hunt.
3. Many people want to buy before the end of the year for financial and tax reasons. Investors usually want to close escrow by year-end for tax purposes.
4. Most sellers wait until spring or summer to list their home. This means that during the winter months your property will have far less competition versus any other time of the year.
5. Homes show well when decorated for the holidays creating a sense of family and people are much more emotionally drawn to the house, emotion sells.
6. Many people take vacation around the holidays allowing more time to look for a home.
7. Remodeling, decorating, appliance installation and other services are more available and at less of a premium.
8. There is plenty of mortgage money available for buyers.
9. Lenders aren't as busy and can process loans faster.
10. Showings will be fewer and less intrusive, but more likely to be fruitful with motivated, qualified buyers.

Visit our website to view all Orange County real estate listings, get the current market value of your home and more.

Orange County Real Estate Prices On The Rise

2006-10-28T18:00:00.000-07:00

Home sales appear to be bottoming out with lower home prices attracting buyers in many areas of the country, according to the National Association of Realtors®. Buyers are not being brought into the Orange County housing market due to lower prices, however. September sales statistics indicate prices are continuing to climb.

September figures for Dana Point show the number of new listings decreased by 7 percent compared to September 2005. Sold listings were, also, down 65 percent during the same time period and market times increased 25 days or 40 percent. The average sales price, on the other hand, increased $227,383 or 21 percent.

New listings in Laguna Beach, also, decreased by 20 percent in September, while the number of homes that sold dropped by 16 percent. Market times increased by 10 days or 16 percent. During this same time frame, the average sales price increased 96 percent or $1,685,099. This 96 percent jump in prices is most likely due to an unusual property selling and thus skewing the figures.

Laguna Niguel reported similar numbers with the number of new listings relatively unchanged compared to last year. Market times were up by 69 percent as sales dropped 22 percent. Sales prices in Laguna Niguel increased, however, by 5 percent or $43,001.

Mission Viejo continued to appreciate by 12 percent even though sales decreased by 25 percent and market times increased by 89 percent. The number of new listings increased by 11 percent.

San Clemente sales prices also saw an increase...up $14,883 or 2 percent from a year ago. the number of new listings remained the same as sales dropped 42 percent. Meanwhile, the average market time increased 38 days or 73 percent.

San Juan Capistrano's average sales price was 3 percent higher this September compared to September 2005. New listings increased 11 percent. Market times increased 27 days or 59 percent and sales were down 42 percent.

This is a great time to buy a home in. Interest rates remain less than 6.5 percent and there are more homes to choose from.

If you are thinking of buying a home, visit EmailHome.info for a free, automated email home search. You will receive email notification of homes matching your criteria as they hit the market.

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

First Pumpkin Patch For Irvine Park

2006-10-20T12:23:00.000-07:00

Time is running out to visit the Irvine Park Railroad's first ever Pumpkin Patch. Take a train ride around the pumpkin patch, which is complete with haystacks, cornstalks, antique tractors and wagons, picture stands, and so much more. There is plenty for kids including a special pumpkin bounce house as well as a hay maze. In addition, there is face painting every weekend and fresh popped popcorn and cotton candy. Also, be sure to visit us on the last Saturday in October for the special costume contest and costume parade. Details...

After a fun day with the kids, when you thoughts drift to buying orange county real estate, visit EmailHome.info for a free automated email home search of all orange county real estate listings.

San Clemente Real Estate Podcast

2006-10-15T17:47:00.000-07:00

Join us for the San Clemente Real Estate Podcast. This month we cover the San Clemente and Orange County real estate market activity, as well as, the advantages and disadvantages for buyers who stretch their finances to get the most from their next home purchase.

download podcast mp3 file subscribe to podcast feed

Visit our website to view all Orange County real estate listings, get the current market value of your home and more.

NAR 2006 Home Price Analysis

2006-10-06T04:02:00.000-07:00

Get insight into the fundamentals and direction of the housing market in Los Angeles metropolitan area with the NAR 2006 Home Price Analysis. The 11-page downloadable market report evaluates a number of factors affecting home prices:

* The health of the local job market

* The prevalence of "non-traditional" home financing options

* Debt-to-income ratios

* Net migration patterns

The report reflects data available through August 2006.

Tags: nar home price analysis for los angeles, orange county real estate, national association of realtors 2006 home price analysis

Orange County Real Estate Market Report

2006-09-30T07:55:00.000-07:00

Housing prices are expected to continue to have a limited fall throughout 2006, according to testimony submitted by the National Association of Realtors® at last week's Senate Banking Committee hearing on the economy. The Orange County housing market is experiencing a slow down, but prices are continuing to increase. Most communities are experiencing double digit appreciation. Let's look at the numbers.

August figures for Dana Point show the number of new listings actually decreased by 9 percent compared to August 2005. A decrease in new listings is unusual in a slowing market, but not for the end of summer. Sold listings were, also, down 51 percent during the same time period and market times increased 27 days or 4 percent. The average sales price, on the other hand, increased $446,735...a whopping 48 percent.

New listings in Laguna Beach, also, decreased by 29 percent in August , while the number of homes that sold dropped by 32 percent. Market times increased by 19 days or 35 percent. During this same time frame, the average sales price increased 44 percent or $796,217.

Laguna Niguel reported similar numbers with a 19 percent decrease in new listings compared to last year. Market times were up by 66 percent as sales dropped 49 percent. Sales prices in Laguna Niguel increased, however, by 9 percent or $70,906.

Mission Viejo continued to appeciate by 2 percent even though sales decreased by 40 percent and market times increased by 75 percent. The number of new listings increased by 8 percent.

San Clemente sales prices also saw an increase...up $106,133 or 11 percent from a year ago. New listings decreased 5 percent and sales dropped 29 percent. Meanwhile, the average market time increased 26 days or 51 percent.

San Juan Capistrano's average sales price was 20 percent higher this August compared to August 2005. New listings increased 8 percent. Market times increased 27 days or 59 percent and sales were down 19 percent.

Property values are continuing to appreciate, but the competition for ready, willing and able buyers is fierce. Homes must be well staged and priced right to attract buyers. Contact us if you are thinking of selling your home. We have the experience, market knowledge and marketing expertise needed to sell your home in today's market! Also, visit www.HartanovTeam.com or search by interactive map at www.GuideToLocalRealEstate.com to view all Orange County real estate listings, get the current market value of your home and more!

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

Tags: orange county real estate market report, dana point market report, laguna beach market report, laugna niguel market report, mission viejo market report, san juan capistrano market report, san clemente market report, orange county real estate

Home Sales Slowest In Nine Years

2006-09-21T13:33:00.000-07:00

DataQuick Information Systems has reported home sales in Southern California are at a nine year low with prices having reached a plateau.

A total of 25,628 new and resale homes sold in Los Angeles, Riverside, San Diego, Ventura, San Bernardino and Orange counties last month. That was up 12.8% from 22,712 in July, and down 25.3 percent from 34,292 for August a year ago, according to DataQuick.

Even though the market has softened, it is good to remember that housing prices have doubled in the past four-and-a-half years, making real estate in Orange County an excellent investment.

Tags: Orange County real estate, DataQuick Information Systems, Southern California home sales

Identity Theft

2006-09-15T06:00:00.000-07:00

Identity theft is a serious crime impacting more than 10 million victims each year. Often, consumers first learn they are identity theft victims when they are in the process of buying or renting a home. The National Association of Realtors is working with the Federal Trade Commission to educate comsumers to minimize the risk of identity theft. This new initiative, Deter-Detect-Defend is focused on empowering consumers to protect themselves against identity and to minimize its impact.

‘Deter’ Tips to Share with Consumers
1. Shred financial documents and paperwork with personal information before you discard them.

2. Protect your Social Security number. Your Social Security number is the key to your identity and must be closely protected. Don't carry your Social Security card in your wallet or write your
Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier.

3. Don't give out personal information on the phone, through the mail, or over the Internet unless you know who you are dealing with.

4. Never click on links sent in unsolicited emails; instead, type in a Web address you know. Use firewalls, anti-spyware, and anti-virus software to protect your home computer; keep them up-to-date. Visit OnGuardOnline.gov for more information.

5. Don't use an obvious password like your birth date, your mother's maiden name, or the last four digits of your Social Security number.

6. Keep your personal information in a secure place at home, especially if you have roommates, employ outside help, or are having work done in your house.

‘Detect’ tips to share with consumers
Be alert to signs that require immediate attention:

1. Mail or bills that do not arrive as expected

2. Unexpected credit cards or account statements

3. Denials of credit for no apparent reason

4. Calls or letters about purchases that were not made

Inspect:
1. Your credit report. This contains information about you, including what accounts you have and your bill paying history.

** The law requires the major nationwide consumer reporting companies—Equifax, Experian, and TransUnion—to give you a free copy of your credit report each year if you ask for it.

** Visit http://www.annualcreditreport.com/ or call 1-877-322-8228, a service created by these three companies, to order your free credit reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.2. Your financial statements. Review financial accounts and billing statements regularly, looking for charges you did not make.

‘Defend’ tips to share with consumers
1. Place a "Fraud Alert" on your credit reports. A fraud alert on your credit report tells creditors to follow certain procedures before they open any new accounts in your name or make changes to your existing accounts. Each of the three nationwide consumer reporting companies has a toll‑free number you can use to place an initial fraud alert. Only one call is necessary; the company you call will notify the other two. An initial fraud alert is active for 90 days. If you want to place an extended (seven-year) fraud alert, you must follow additional procedures.

** Equifax: 1-800-525-6285
** Experian: 1-888-EXPERIAN (397-3742)
** TransUnion: 1-800-680-7289

Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven’t contacted, accounts you didn’t open, and debts on your accounts that you can’t explain.

2. Close accounts. Close any accounts that have been tampered with or established fraudulently.

* Start by calling the security or fraud departments of each company where an account was opened or changed without your authorization. Follow up in writing and include copies of supporting documents.

* Use the "ID Theft Affidavit," available at ftc.gov/idtheft, to support your written statement.Get written verification that the disputed account has been closed and the fraudulent debts have been discharged.

* Keep copies of documents and records of your conversations about the theft.

3. File a police report. File a report with law enforcement officials – for example, state or local police. It will help you work with creditors who may request documentation that a crime has occurred.

4. Report the theft to the Federal Trade Commission. Your information helps law enforcement officials across the country with their investigations.

**Online: ftc.gov/idtheft
** By phone: 1-877-ID-THEFT (438-4338), or TTY,1-866-653-4261
** By mail: Identity Theft Clearinghouse Federal Trade Commission 600 Pennsylvania Ave, NW Washington, DC 20580

Tags: identity theft, national association of realtors, federal trade commission, deter-detect-defend,annual credit report

Project Playhouse Raises Money For HomeAid

2006-09-08T06:54:00.000-07:00

Miniature Mansions auctioned for HomeAid

The 16th annual Project Playhouse opens this weekend, raising money for HomeAid a non-profit organization that builds and renovates shelters for homeless men, women and children.

These children's playhouses aren't your everyday playhouses. They feature only the best...granite counters, recessed lighting, and mahagony decking. They are also expected to raise tens of thousands of dollars each for HomeAid.

The auction is held October 14, but this weekend kicks off the event with open houses. You can find detailed information at www.HomeAidoc.org.

Have fun and remember Christmas is just around the corner!

If you are interested in buying a little bit larger house, visit our website. Here you can view all Orange county real estate listings, get the current market value of your home, free reports and more.

Tags: HomeAid, project playhouse, project playhouse auction, orange county real estate, buy home in orange county, orange county market value

July Home Sales Down, But Prices Are Up

2006-09-01T06:50:00.000-07:00

Existing-home sales were down in July, while home prices in many areas are slightly below year-ago levels, according to the National Association of Realtors®. This is true for some of our Orange County communities, but not for others.

July figures for Dana Point shows the number of new listings decreased by 18 or 17 percent compared to July 2005. Sold listings were, also, down 63% during the same time period and market times increased 35 days or 78 percent. The average sales price increased $2,481.

New listings in Laguna Beach increased by 10 percent in July , while the number of homes that sold dropped by 22 percent. Market times increased by 39 days or 61 percent. During this same time frame, the average sales price increased 57% or $1,152,637. Time will tell if this is an anomaly or a trend.

Laguna Niguel reported similar numbers with a 9 percent increase in new listings compared to last year. Market times were up by 43 percent as sales dropped 49 percent. Sales prices in Laguna Niguel also increased by 13% or $99,711.

Mission Viejo continued to appeciate by 8 percent even though sales decreased by 46 percent and market times increased by 42 percent%. Ithe number of new listings increased by 9 percent.

San Clemente sales prices increased slightly...up $3,795 from a year ago. New listings increased 26 percent and sales dropped 47 percent. Meanwhile, the average market time increased 38 days or 83 percent.

San Juan Capistrano's average sales price was 5 percent higher this July compared to July 2005. New listings decreased 5 percent. Market times increased 36 days or 84 percent and sales were down 84 percent.

Even though Orange County sales are following the national
trend with fewer sales and longer market trends. Prices are holding steady or increasing compared to a year ago..

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

Tags: Dana Point July sales, Laguna Beach July sales, Laguna Niguel July sales, Mission Viejo July sales, San Clemente July sales, San Juan Capistrano July sales, Orange County housing statistics, home sales down in July, National Association of Realtors report

Mortgage Rates Drop For 5th Week

2006-08-24T13:48:00.000-07:00

BankRate.com reported a drop in 30 year fixed-rate mortgages for the 5th consecutive week.

Interest rates are now at the lowest point they have been since the end of March.

One year ago, the mortgage index was 5.86 percent; four weeks ago, it was 6.77 percent. And this week it is 6.48 percent.

The gap between fixed-rate and adjustable-rate mortgages is narrowing which means it might be a good time to refinance for many homeowners.

The lower rates also means it is a good time to buy a home. For information on how the lower interest rates effect your buying power, contact us or visit our website. Here you can view all Orange County real estate listings.

Tags: bankrate.com weekly survey, lower mortgage rates, view Orange County real estate listings

San Clemente Real Estate Podcast

2006-08-17T10:16:00.000-07:00

August Real Estate Podcast

The August San Clemente Real Estate Podcast is now ready for your listening pleasure. This month we discuss Orange County's current market activity. As well as, the biggest mistakes buyers make when buying a home and how to avoid them.

If you are in the market to buy or sell a home in Orange County, visit our website. Here you can view all real estate listings, get the current market value of your home and more.

Tags: San Clemente real estate podcast, Orange County market activity, market report for Orange County, mistakes buyers make, Orane County real estate listings, Orange County market values

2006-08-10T09:02:00.000-07:00

Foreclosures Increase 10%

The number U.S. homes going into foreclosure in July increased 10% compared to July 2005, according to Foreclosure.com. There were 28,132 foreclosures in July nationwide.

California declined from the previous month. 376 California homes went into foreclosure in July reflecting a 41% decrease from June's numbers.
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If you are thinking of buying or selling a home in Orange County, visit our website. Here you can view all real estate listings, get the current market value of your home, free reports and more!

Tags: foreclosure, california, orange county, buying, selling, home, real estate, Hartanov Team

2006-08-03T16:23:00.000-07:00

Chamber Members Resign

A total of seven board memebers of the Dana Point Chamber of Commerce have resigned in the last few months. There are concerns as to the direction the organization is taking including the "closed door" board meeting policy.

Tensions rose when a group of seven chamber members approached the board in April during a meeting to voice concerns about how the organization was being run, but were shut out of the meeting.

In response to the concerns, a group called "Members 4 Chamber Change" recently formed.
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Thinking of buying or selling a home in Dana Point or other any other Sourth Orange County community? Visit our website to view all real estate listings, get the current market value of your home, free reports and more.

Tags: chamber of commerce, Dana Point, buy, sell, home, real estate, South Orange County, listing, Hartanov Team

2006-07-28T02:40:00.000-07:00

Real Estate Podcast

The July edition of the San Clemente Real Estate Podcast talks about local market trends, and explores the 4 biggest mistakes sellers make when putting their home on the market! Learn from the experts as they share valuable tips that will save you both time and money during your next transaction. Happy listening!
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Thinking of buying or selling Orange County real estate? Visit our website to view all real estate listings, get the current market value of your home, free reports and more!

Tags: San Clemente, podcast, real estate, seller, Orange County, home

2006-07-20T09:49:00.000-07:00

Summertime...Living Is Easy!

Living is easy! Life slows this time of year as we take time for vacations, family and friends.

The South Orange County sales in June took it easy also. Some of our communities faired better than others, but they are all in line with the National Association of Realtors projection of the moderate easing of home sales over the balance of the year. Let's take a look at the numbers.

Dana Point's inventory of homes for sale increased by 15% in June compared to June 2005. Sold listings were down 20% during the same time period and market times increased 26 days or 58%. One notable statistic is the decrease in prices which is 22% lower than June a year ago.

Laguna Beach's inventory stayed the same, but the number of homes that sold dropped by 42%. Market times increased by 22 days or 39%. And prices were off 10% compared to June 2005.

Laguna Niguel reported similar numbers with a 13% increase in listing inventory compared to last year. Market times were up by 67% as sales dropped 28% and prices dropped, but only 1%.

Mission Viejo continued to appeciate by 10% even though sales decreased by 41% and market times increased by 73%. Inventory decreased by 3% which should cause prices to continue to rise.

Sellers should be thrilled with the 14% appreciation in San Clemente, which is an amazing statistic considering sales dropped by 48%. Inventory increased 13% while the average market time increased only .5%.

San Juan Capistrano's average sales price was 10% higher this June compared to June 2005. Inventory increased 10%. Market times increased 14% and sales were down 33%.

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Thinking of buying or selling real estate in Orange County? Visit our website to view all real estate listings, get a FREE home valuation, free reports and more.

Tags: dana point, laguna beach, laguna niguel, mission viejo, san clemente, san juan capistrano, orange county, real estate, buy, sell, appreciation, inventory, housing inventory, listings

2006-07-14T06:18:00.000-07:00

San Clemente Ocean Festival...30 years later

It started out as a friendly little competition among local lifeguards, to see who was the toughest and quickest guard around.

Thirty years later, the San Clemente Ocean Festival has turned into a full-blown summer ritual with events for just about anything having to do with the water. This year's edition is Saturday and Sunday.

The two-day event is held annually which brings families, athletes and local community members to the beach-city of San Clemente for fun, food and entertainment.

Proceeds from the San Clemente Ocean Festival help fund many worthwhile organizations within the community and surrounding area. Scholarships are also provided annually to local high schools. Come out and enjoy the fun!
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Thinking of buying or selling a home in San Clemente? Visit my website to view all real estate listings, get the value of your home and more!

Tags: san clemente, ocean, festival, ocean county, scholarship

2006-07-06T11:48:00.000-07:00

A Market Analysis

Setting the right price is an important first step in the process of selling a home. Is it necessary to spend $200 to $400 for a professional appraisal of your property before placing your home on the market?

A professional appraiser's opinion of a property's market value is based on the recent sales of similar homes in the neighborhood, and on the square footage and condition of the property. Different appraisers might come up with different figures. Even if all of them agreed on a value, there is no guarantee that you would receive that amount for your property.

An alternative to a professional appraisal is to ask a professional real estate agent for a written market analysis of your property. This analysis will include information about recent home sales in your neighborhood, as well as how those homes compare to yours.

We offer a free no-obligation home evaluation service at www.EmailHouseValue.Info. Or contact us for more detailed information.

2006-06-30T04:59:00.000-07:00

Interest Rate Hike

The Federal Reserve Board has hiked rates for the 17th consecutive time over the past two years, bringing the Fed Funds Rate to 5.25%.

analysts say the hike won't have much effect on mortgages, but will effect home equity lines of credit which are directly tied to the federal funds rate.

It may be time to reveiw the debt you carry on your home. There may be less expensive options than the debt structure you have in place. If you need an introduction or an experienced, qualified, knowledgeable loan officer, give us a call or visit our website. We're glad to help.

2006-06-29T07:47:00.000-07:00

Tax Consequences For Homesellers On The Move

Thomas Musil's article in today's OC Register about the tax consequences when selling a home and moving out of the country is good information for all of us. It addresses the standard capital gains exclusion up to $250,000 per person and the 2 year eligiblity requirement. The article gives good information, but tax laws change and it is a good idea to consult your accountant or tax attorney prior to making a move.

If you are thinking of selling and would like a market evaluation on your home, visit www.EmailHouseValue.info. Your evaluation will be emailed to you...without having to talk with an agent.

2006-06-22T03:29:00.000-07:00

Landscaping Improvements Pay Off Big

Money spent sprucing up the yard with trees, shrubs, lighting, and patios is well worth it — especially when it comes time to sell the home, a new study says. The report, by Arbor National Mortgage, found that 84 percent of real estate professionals believe a house on a treed lot would fetch at least 20 percent more than one on a lot without trees.

Another of the company’s surveys suggested that while shelling out for top-of-the line landscaping may only bring in an additional 4 percent to 5 percent, spending minimal amounts has a penalty. Homes with average landscaping sell for 20 percent more than homes with just fair landscaping.

The American Society of Landscape Architects suggests budgeting 5 percent to 10 percent of a home’s value for its initial landscaping. Before launching into a landscaping project, keep these pointers in mind:

1. If you can't afford to hire a landscape architect, check out the services offered by nurseries and big-box home improvement retailers, such as Home Depot. Many offer design services — sometimes without charge — if you are buy plants there.

2. You can save about half the cost of landscaping if you do the work yourself. But keep in mind that large trees are often killed when carried uncovered in the back of the buyer's SUV from the nursery to the house, not because they are planted poorly. Also, most nurseries won't guarantee plants they don't install.

3. If you're trying to stick to a tight budget, remember that a few larger plants will have a greater visual impact than many small ones.

4. Before planting trees, determine how large they will become and what leaf pattern will develop. If you plant a big tree too close to the house, the growing roots could cause the foundation to crack. And if you place it too near a sidewalk or driveway, root expansion could cause the pavement to buckle.

Source: Orlando Sentinel, Lew Sichelman (6/11/06)
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Want to know how much your new landscaping has increased the value of your Orange County home? Visit my website and request a Free home evaluation.

2006-06-15T06:33:00.000-07:00

Acts Of Kindness

With all the news of pain, suffering and war that we are inundated with, it is refreshing to hear of acts of kindness. Local San Juan Capistano 11 year old, Joseph Palmer, who just had his first haircut in 2 years, is donating his cut locks to www.LocksOfLove.org. This organization donates hair pieces to disadvantaged children with long-term hair loss. Kudos, Joseph, for your generosity and thoughtfulness!!

San Clemente Classic Car Show

2006-06-11T13:47:00.000-07:00

What a blast from the past! Another great event on Del Mar Avenue on Sunday, June 11. It was good fun, food, music and maybe even some past memories for many.....

Are you old enough to remember riding in some of these great cars? Riding down to the Pier Bowl on the way home from High School....surfboard on the rack? Not much has changed over the years as far as San Clemente having some of the best surfing on the coast!

One thing is for sure, if you live in San Clemente..you will live it!

Do you remember the days of any of these classic cars and the fun you had on those Happy Days ?

It was a huge turn out on yet another day of perfect weather in beautiful San Clemente....everyone enjoyed the music, hot dogs, churros, chips and salsa as well as the farmers market.

This is just one of the many events that can be enjoyed when one lives in San Clemente!
For more information about San Clemente, you can visit here.

Cool Map Searching for Homes

2006-06-11T10:01:00.000-07:00

Something new when you search for Orange County Real Estate... and this is pretty cool ! Search for Orange County homes and you can see where they are located on the local map.

Once you enter the city and your search criteria, you can view the properties by Map, Satellite or Hybrid view. Depending on which search you choose, you will be able to see street names, the terrain, as well as the surrounding area.
The view above is the standard Map search view....

This Map example view shows how you can zoom in and even use your mouse to move the map around to position it however you prefer. Once you zoom in, the street names show up so you can see exactly where properties are located.

This example view shows the Hybrid view (you can zoom in or out to see more detail) where you can view homes in an entire neighborhood, street names, etc.

If you are looking for Orange County Real Estate, the map program can be accessed by visiting GuideToLocalRealEstate.com. No sign-in is required to view pictures and property information.

Why not give it a try! Is it the latest technology for viewing homes for sale. It's FREE and no agent calls you unless you request more information!

Now, that is really cool!!

2006-06-08T07:36:00.000-07:00

Who Needs A Survey?

A property survey is a map of a property showing where structures, easements and boundaries are located. To most buyers, being required by the mortgage company to have an updated survey for closing just seems like a waste of money. And, who wants to spend more money than absolutely necessary?

But, a survey is like insurance. The chances of you ever really needing it are slim, but if you ever do need it, you will be glad you have it. CNNMoney.com has a great article about folks who wished they had a survey. Be sure to take a look.

Thinking of buying or selling a home?
Visit GuideToLocalRealEstate.com. Here you can look at all homes listed for sale in Orange County, even via satelitte at aerial map search and get a Price Valuation.

2006-06-06T08:39:00.000-07:00

What Is A Contingency Contract?

Sandra Nickel, Realtor in Montgomery, AL, has an excellent post on contingency contracts. What are they and should you as a seller accept one. It is short, sweet and informative.

Please contact us with any questions you have about contingency contracts or real estate in Orange County.

2006-06-02T07:23:00.000-07:00

Painting Tips

Tis the season for do-it-yourself projects. The honey-do- list at our house is a mile long and I am always looking for a way to make the job I am tackling easier. Sam Miller, an excellent Realtor in Mount Vernon, OH has a post with interior painting tips. If painting is on your list of projects, take a look.
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If you are thinking of buying or selling a home, visit my website. Here you can view all local real estate listings.

2006-05-31T10:47:00.000-07:00

Four Common Mistakes Made By Home Sellers, And How To Avoid Them

1. Not Preparing Your Home To Look Attractive To Buyers.

Your home is competing with more than 1,000 other homes. Buyers buy on emotion, not logic. The best marketing program in the world can only bring lots of buyers into your home – it can't make them like the home.

2. Signing A Long-Term Listing Without A Written, Specific Performance Guarantee And Easy-Exit Clause.

Don't rely on verbal promises. Make sure that you receive a written promise stating that you can cancel without charge if the performance is other than what was promised.

3. Not First Obtaining A Competitive Market Analysis (CMA) From A Realtor.

How would you feel if your home sold for $106,500 and then you find out from the bank appraiser that it was worth $116,000? In today's real estate market, this happens often! Your home will have to be appraised by a state licensed bank appraiser in order for your buyer to obtain financing. Your Realtor goes through the same process as the appraiser when providing you with a CMA. This is invaluable information when selling your home as you neither want to over-price or under-price for the market.

4. Not Obtaining Written Pre-Approval For A New Home Loan For Your New Home.

Nothing is more heartbreaking than to sell your home and find your new dream home, only to find that you can't obtain financing for the dream home. A written pre-approval is a formal written promise by a home lender to make you a new home loan. Do not confuse a verbal pre-qualification with a formal written pre-approval. Verbal pre-qualifications are just that – verbal. They are not binding on the home lender. Many home buyers have received verbal pre-qualifications, only to later be denied a home loan and have their dream shattered. I'd be more than happy to give you the name of several highly competent, well-respected home lenders, who may provide you with a formal, written pre-approval at no charge, as a result of my recommendation. Please feel free to give me a call for their names.

The above recommendations come from years of experience in the real estate industry during buyers' markets, sellers' markets, high interest rates and low interest rates. In any economy, however, the listed recommendations apply in all situations. Follow these guidelines and you will substantially reduce the often stressful and sometimes expensive mistakes made by hundreds of home sellers in our area each year. For FREE help and guidance in selling your home, contact us at 949-285-3739 or visit our website.

5 Powerful Buying Strategies

2006-05-25T13:51:00.000-07:00

A post on Hampton Roads Real Estate Blog by Realtor and friend, Dave Macklin in Virginia Beach, Virginia gives 5 Powerful Buying Strategies for today’s buyers. These strategies include:

1. Don't Get "Pre-Qualified!" Get "Pre-Approved"

2. Sell First, Then Buy

3. Play the Game of Nines

4. Don't Be Pushed Into Any House

5. Stop Calling Ads!

Read this important post and put yourself in the best possible position to buy a home. Then contact us, or visit our website, so we can represent your best interests when buying your South Orange County home. We will take care of you just like family.

NAR Predicts 3rd Best Year

2006-05-18T03:56:00.000-07:00

The housing market is settling but should experience its third-best year in 2006, with job creation and a growing economy offsetting some of the effects of rising interest rates, according to the NATIONAL ASSOCIATION OF REALTORS®.

The South Orange County April 2006 sales statistics generally are consistant with this prediction, but when you look closely at individaul towns there is much disparity.

Dana Point's inventory remained unchanged from April 2005 to April 2006. However, the sold listings are down 44% and market times have increased by 34%. Appreciation over the past year is merely 1%.

Laguna Beach's inventory increased 27%, sales dropped 37% and market times increased by 97%. But, homes appreciated 3.46% compared to April 2005.

Laguna Niguel, on the other hand, saw a 6% decrease in listing inventory compared to last year. Market times are basically unchanged even though the number of sales is down 46%. But, the best news is a 9% appreciation!

Mission Viejo's 15% appreciation more than makes up for a 6% increase in inventory, 43% decrease in sales and a 10 day longer market time.

San Clemente is experiencing a very similar market to Mission Viejo. 14% appreciation, 10% increase in inventory, 29% drop in sales.

San Jaun Capistrano is the only area to see a depreciation in sales prices with a 6% drop in prices.

This is a market where both, buyers and sellers, will want to work with only the best agents. Agents who have their thumbs on the pulse of the local market. Agents who can differentiate between the different localities and not lump all markets into one. Agents who have the knowledge and experience to counsel buyers and sellers on how to get the best possible deal.

We are those agents. We will look out for your best interests and put our years of experience to work for you. Give us a call. You will be glad you did!

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.
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Wanting to buy or sell a home in South Orange County? Visit our website. Here you can view all homes for sale.

Talega Village Center gets council approval

2006-05-17T22:51:00.000-07:00

Barring unforeseen delays, Talegans can expect to be able to grab a loaf of bread or a cup of cappuccino sometime early next year in the 103,000-square-foot Talega Village Center.

The City Council approved plans Tuesday for a landscaped cluster of Spanish-style shops and restaurants to be anchored by a gourmet-style 46,000-square-foot Ralphs Fresh Fare.

You can read the full story here

For more information about Talega or to view properties for sale, visit Talega.HartanovTeam.com

Condo Development Rejected in San Clemente

2006-05-11T08:09:00.000-07:00

The California Coastal Commission has rejected a condominium project proposed for the site of historic gardens in San Clemente Pier Bowl district. These gardens are adjacent to a historic home and developers planned to build 2 multi-level buildings the location.

The San Clemente had approved the project over a year ago. However, area residents are opposed to the project fearing its effect on ocean views and the change in the character of the area.

You can read the full report here.
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Thinking of buying or selling a home in San Clemente. Visit our website for the current Market Value of your home and to search all the area real estate listings.

2006-05-04T05:48:00.000-07:00

Post-Contract Pitfalls

Selling a home is like climbing Mount Everest – getting a signed contract is a great accomplishment, but that's only half the journey. The typical home sale today involves more than 20 steps after the initial contract is accepted to complete the transaction.

Much of what needs to be done before the closing is the responsibility of appraisers, loan processors, attorneys, and inspectors — our role, as your REALTOR®, is to coordinate those responsibilities, helping to ensure that others do their jobs promptly and correctly and that the closing isn't jeopardized.

Many steps between contract ratification and closing involve the cooperation of both buyer and seller, and it takes attentive REALTORS® on both sides of the transaction to troubleshoot and keep everyone on track. When things go wrong, closing can easily fall behind. Here's how much time to expect on particular delays:

One-Week Delays
1. Buyer submits incorrect information to lender.
2. Source of down payment changes.
3. Escrow fails to notify parties about missing documents.
4. Principals leave town without signing all necessary papers.
5. Unknown defects are discovered in the property.
6. Last-minute liens discovered.
7. Cloud on title.
8. Move-out date changes.

Two-Week Delays
1. Lender decides at the last minute it doesn't approve of the borrower or the property.
2. Lender raises interest rates.
3. Lender requires last minute reappraisal or repairs.
4. Appraisal too low.

We have extensive experience in handling problems that may arise during the time between contract and closing; we can anticipate difficulties and address them in time to ensure a smooth settlement for all involved.

To ensure a smooth settlement when buying or selling your home, give us a call, 949-481-3739. We're here to help!

2006-04-26T18:36:00.000-07:00

Considering a Home Remodel? Make Sure It Will Pay Off

If your family has to wait in line to take a shower, or if you're storing pots and pans in the laundry room due to lack of cabinet space, it could be time to consider a home remodeling project. Not only will an updated space make your house more pleasant for you and your family, it can pay off in higher resale value.

To find out if your project will add to the resale value of your home, take stock of other houses in your neighborhood. Have many of them been upgraded in the past few years? If everyone on the block has added a bathroom or upgraded their master suite, these projects would be worth considering. On the other hand, you may not want to price your house out of the market by adding a third or fourth garage if that's not the standard in your area.

Remodeling Magazine conducts an annual survey that compares construction costs with resale values. Over the past four years, bathroom and kitchen remodeling have consistently shown good returns on investment. In 2005, a kitchen remodel that included updating cabinet fronts; replacing the oven, stove, sink and faucet; adding new paint or wall coverings; and replacing existing flooring recouped 98.5 percent of the job cost at resale time as a national average.

Bathroom remodels pay off even better. Updating a bathroom that is 25 years old with new fixtures, tub, and toilet; adding new tile, a solid surface vanity counter, ceramic floor and wallpaper recoups on average 102.2 percent.

Of course, you won't want to tackle a home improvement project solely for the resale value, especially if you intend to stay put for a while. A remodel can contribute to a better quality of living for your family while your house increases in value. "Choose an improvement that makes sense for you and your family and one that you can afford," says Maxine Sweet, vice president of public education for Experian, a global information solutions company.

To decide if a home remodeling project is right for you, make a list of features that you would like in the room to be renovated, taking into account how you and your family use the space. Consider traffic patterns, lighting and special features you'd like, such as a wet bar or walk-in shower.

Next, figure out how much you can spend on the project. You might want to consider taking out a home equity loan to finance the remodel. Because the loan is secured by your home, it will likely have a lower annual percentage rate, and you may get some tax breaks, too. The amount you can borrow is limited by the equity you have in your home. Other factors that may influence the amount you can borrow include your credit history, income and current financial responsibilities. Also, be sure to have a plan for how you will repay the loan. You don't want to put your home at risk or add too much stress to the family budget.

To make sure your financing is ready when you are, visit a credit reporting company online such as www.experian.com to quickly and easily access your credit report. "If you notice anything questionable, such as accounts you don't recognize, or payment disputes, deal with those issues before applying for a home equity loan," says Sweet. "It can also be helpful to have your credit score which will tell you specifically the factors in your credit history that could be considered risky by lenders."

Finally, get bids from several contractors to see how your budget and the cost of your dream remodel compare. Ask friends, neighbors and co-workers for recommendations, or ask your lender if they're familiar with the contractors you're considering. Another great way to check out a company is SmartBusinessReports, also available through Experian. These business credit reports provide consumers with background information, comprehensive financial information and credit risk facts about the business they are considering using in an easy-to-read, online format.

As with any big project, you'll need to be flexible and not let the inevitable glitches get in the way of the big picture - when you're done, you'll have a beautiful new space for you and your family to enjoy for years to come. (ARA)

If you would like input from a real estate professional as to whether or not your home improvement project will add resale value to your home or if you are over-improving for the neighborhood, just give us a call at 949-285-3739. We are glad to help.

You can also receive the current market value of your home by visiting, www.EmailHouseValue.info.

2006-04-20T03:49:00.000-07:00

Leveling Of The Playing Field

Home sales will move up and down somewhat over the remainder of the year but stay at a high plateau, meaning this will be the third strongest year on record. This is according to the National Association Of Realtors® latest report.

South Orange County March 2006 home sales cooled from March 2005, a trend that continued from February sales. However, appreciation remains strong.

Across the board, inventory increased while the number of sold listings declined.

What does all this mean to buyers and sellers?

Higher inventory means buyers have more homes to choose from than in the past few years. These buyers are looking for the most value for their money.
And, sellers need to be competitively priced to attract buyers to their home.

Whether buying or selling, give us a call, 949-285-3739, or send us an e-mail. We will look out for your best interests and help you get the best possible deal!

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

2006-04-13T10:47:00.000-07:00

Housing Market To Stay on High Plateau

Home sales should remain strong this year according to a report just released from the National Association of Realtors. The association expects sales to move up and down somewhat over for the rest of the year, but are predicting 2006 as being the third strongest year in history.

NAR President Thomas M. Stevens from Vienna, Va., said home prices are expected to cool, but not as much as in earlier projections. Click here to read the full report.

So if you were waiting for the real estate market to go bust before you buy, you probably shouldn't hesitate any longer. Visit our website, www.HartanovTeam.com, or contact us by phone, 949-285-3739 or e-mail. We will show you how you can take advantage of this strong market and low interest rates.

2006-04-06T04:40:00.000-07:00

Important Tax Information For Orange County Homeowners

The April 15 tax deadline is only a few days away and hopefully you are well on your way to completing your tax return and you won’t be one of those people in line at the post office late at night on April 14!

If you purchased a home in 2005, you will need the HUD-1 Statement from the closing on your new home, when calculating your taxes. This is the document itemizing the monies at closing. Your accountant or tax advisor will be able to tell you which of your closing costs are tax deductible.

The mortgage interest that is reflected on the HUD-1 is not calculated in the interest reflected on your year end statement that you will receive from your mortgage company. So, be sure to add the interest in the HUD-1 to other interest paid for the year.

If we can help with any other questions concerning the purchase of your home last year or if you are considering buying a home this year, give us a call, 949-285-3739. We're glad to help. Or visit our website, www.LocalRealEstateTeam.com. You will find a wealth of information there.

2006-03-30T07:22:00.000-08:00

Where Does Your Mulch Come From?

You may want to check with the companies that you hire to do your mulched beds this year, to make sure they know where the mulch they use is coming from. Or, if you buy your own mulch, be very careful about buying mulch it. After the hurricane in New Orleans many trees were blown over. These trees were then turned into mulch and the state is trying to get rid of tons and tons of this mulch to any state or company who will come and haul it away. So it will be showing up in Home Depot and Lowe's at dirt cheap prices with one huge problem...Formosan Termites will be the bonus in many of those bags.

New Orleans is one of the few areas in the country were the Formosan Termites has gotten a strong hold and most of the trees blown down were already badly infested with those termites. Now we may have the worst case of transporting a problem to all parts of the country that we have ever had. These termites can eat a house in no time at all and we have no good control against them, so tell your friends that own homes to avoid cheap mulch and know were it came from.

For more information on Formosan termites, visit: www.agctr.lsu.edu/en/environment/insects/Termites

It is also a good idea to get a termite inspection this year. We recommend having your home inspected every year, but it sounds like this year it will be even more important. If you need a referral to a reputable termite company, just give us a call, 949-285-3739, or drop us a note. We are happy to help!

2006-03-23T06:02:00.000-08:00

Leveling Of The Playing Field

The NATIONAL ASSOCIATION OF REALTORS® predicts a lower level of home sales this year creating a more level playing field for buyers and sellers. South Orange County homes sales in February confirms this prediction with sales lower and market times higher across the board.

Laguna Niguel saw the most dramatic effects of a market readjustment, however. In February 2005, 82 homes sold compared to 61 in February 2006. At the same time, inventory increased dramatically from 169 new listings in 2005 to 218 new listings in 2006. With these numbers, we will start to see longer market times in Laguna Niguel.
Laguna Beach shows the least change from last year with sales down by only 2 when comparing 2005 to 2006.

What does all this mean to buyers and sellers?

Less sales and higher inventory means buyers have more homes to choose from than in the past few years. They will want to be sure to be represented by an agent to assist them in negotiating the most favorable terms.

Sellers must understand this new market reality and price their homes accordingly. An over priced home will take longer to sell and ultimately sell for a lower price.

Whether buying or selling, give us a call. We will look out for your best interests and help you get the best possible deal!

All stats are compiled from the Southern California Multiple Listing Service. Information is deemed reliable but not guaranteed.

2006-03-16T05:26:00.000-08:00

Tips To Prevent Identity Theft

A friend of mine was just a victim of Identity Theft. Someone got her credit card number. They made 2 credit cards with her number on it and used these cards to charge $500 at Bed Bath and Beyond in Rockville, Md. At the same time (within 2 hours), they spent $500 at Walmart in Lakeland, FL. My friend discovered something was amiss when she went to use her card and it was declined.

The following is a memo from my friend’s attorney to his office staff:

1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED."

3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address.

5. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.

6. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when travel either here or abroad.

We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards. Unfortunately I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know:

1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one). But here's what is perhaps most important of all: (I never even thought to do this).

3. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away. This weekend someone turned it in.It seems to have stopped them dead in their tracks. Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:

Equifax: 1-800-525-62852.)
Experian (formerly TRW): 1-888-397-37423.)
Trans Union: 1-800-680-72894.)
Social Security Administration (fraud line): 1-800-269-0271

This all makes good sense and we are glad to be able to share it with you. So, please protect yourself!

2006-03-02T03:02:00.000-08:00

What Is Your Home Really Worth?

A new website claims to give the numbers in South Orange County and beyond. Wherever you live in South Orange County, from Dana Point to Laguna Beach to San Clemente, if you plan to buy or sell a home, one of the most important pieces of information you will need is the home's current value in reasonably accurate terms.

Well, Zillow.com is a new national website that purports to be able to tell you that so that you - uh - won't need a Realtor like me. Well, I just read a good post on this by my friend Margaret Rome in Baltimore, Maryland and want to share it with you.

It really says it all: "In the last few days, a new Web site launched with great fanfare but spotty performance. When CNN included a story about it on their evening news, the site couldn’t keep up with the hits. Why all the fuss? Zillow promises to give homebuyers and sellers up to date and complete information about the value of their home and comparables in their area. Some have suggested this will make real estate agents obsolete because people will be able to price their own homes to be competitive.

The early returns are that the site’s information is incomplete and sometimes wrong, which makes the suggested price ranges they give hard to justify. In some cases, the range is optimistically high, and for others, I’ve negotiated sales higher than their top amount. The site depends on public records for its data. But public records will not show factors, like recent additions and improvements or the condition of the interior, that affect price. Public records can also be wrong; a friend of mine checked her house and said she wants that fireplace she’s supposed to have, but will not give up the second bathroom they didn’t count. If the information about a house is wrong, how valid is the price estimate? In time, the site will undoubtedly improve, but for now – caution.

There is no question about real estate agents becoming an endangered species because of this or any other site. Price is only one factor in buying or selling your home, and getting to the settlement table means avoiding traps and overcoming obstacles. A top agent will be experienced at: negotiating the terms of your contract, making sure only qualified buyers troop through your home, meeting and dealing with appraisers, and working with home inspectors and title companies to be sure you are protected from start to finish.

Buying or selling a home is an emotionally-charged transaction. Now more than ever it pays to have an experienced professional on your side. Embrace the benefits of new technology, but don’t fall into the trap of believing it will replace market knowledge and personal service.
The end of real estate agents? Not any time soon. Margaret"

Visit Margaret Rome's Blog here.

We are glad to provide you with a complete, accurate home evaluaton. Click here for your no-obligation report.

2006-02-23T02:58:00.000-08:00

Buying A Home…Investment or Emotion?

Hi! We have exciting news that we couldn't wait to share with you! Industry experts are reporting that right now, we as a people are optimistic about the future, and our confidence is reflected in the ongoing health of the residential real estate market. What this means is that this is a perfect time to be buying or selling a home.

Other relevant news is that the mortgage industry is working hard to make more services available online. They are gearing up to deliver one-stop shopping for their real estate industry clients by making property assessment, flood, title and closing products available online. We're excited by how this will allow us to give even better service to you.

Robert J. Bruss, nationally recognized Real Estate attorney and syndicated columnist, in his article "12 Ways To Earn Your First Profit When You Buy" says, "Treat every real estate purchase, especially houses, as an investment rather than an emotional purchase. ...it is very difficult to buy your personal residence without becoming emotionally involved. But the smartest homebuyers treat home purchases as both a place to live and a long-term investment."

We are pleased to be able to share our experience with our clients. We have developed expertise in finding sound investment properties that can also feel like home. Our clients have found it helpful to have someone to guide them in their process of buying and selling homes.

We would like to be your REALTORS for life. To do this, we have to be at the top of our profession. We believe that you will find this to be the case. As always, if we can answer any real estate questions for you, we would be happy to have you call or e-mail.

2006-02-16T06:58:00.000-08:00

New Efficiency Regulations Impact Homeowners

The United States Department of Energy (DOE) initiated new regulations, in January, regarding air conditioning. Manufacturers rate this type of equipment and others, such as heat pumps, on their efficiency using what's known as SEER ratings, Seasonal-Energy-Efficiency-Ratio.

For several years, the minimum efficiency standard has been 10 SEER. On Jan. 23,2006, the law changed to require 13 SEER equipment impacting the heating, ventilation and air conditioning market across the country. The new standard requires manufacturers to cease production of A/C components rated less than 13 SEER.

While no one can predict how long existing systems may remain in use, manufacturers are now prohibited by law to build A/C components rated less than 13 SEER. The law will ultimately result in a phase-out of less efficient machines altogether.

One result of 13 SEER is the increased size of the new units. They are almost twice as large as 10 SEER units are. They take up more space in warehouses and delivery trucks, and may require more than one person to carry and install. That means additional work hours and more cost to both contractors and, ultimately, consumers.

Homeowners will face another very real problem when the industry depletes the existing supply of less efficient components now that building them is illegal.

An A/C system includes two units that work together: one outside and one inside. If the outside unit of a less efficient system breaks down and there are no compatible parts left to repair it, there may be no other option than to upgrade the entire unit to 13 SEER, at considerable expense.

Since the indoor unit must be compatible with the one outdoors to meet manufacturer efficiency guidelines, it will also require additional work.

It is understandable, that homeowners will be frustrated when they face a possible system upgrade instead of the standard repair they were expecting.

Another issue is the Home Warranties many homeowners have in effect, as the warranty may not address 13 SEER mandated upgrades. So, check with your warranty company. It is probably a good idea to talk with your homeowner insurance company also.

American Home Shield, one of the country’s largest home warranty companys is offering an upgrade to get 13 SEER coverage now for just $30. The AHS resource center can be reached at 800-735-4663 and online at www.13SEERsolutions.com.

To learn more about 13 SEER efficiency guidelines, check out www.energy.gov. You can read the actual 13 SEER legislation and find out about the history of the new mandates.

Contact the U.S. Department of Energy for more legislative information and questions by mail at 1000 Independence Avenue, SW, Washington, DC 20585 or by phone at 800-DIAL-DOE.

Good luck and give us a call if we can help in anyway!

The Benefits of Using a Tech Savvy Agent to Sell Your Home

2006-02-09T07:47:00.000-08:00

Buyers for real estate have become more tech savvy and, according to most reports, over 75% of buyers will look for property on the internet before contacting an agent.
Will your home be found on the Internet?

Every agent will put a sign in your yard. Additionally, they may advertise your home in the newspaper or home magazine and hold open houses, or they will depend on their broker to pay for the advertising. This alone will not attract the total pool of potential buyers for your home. With today’s educated internet buyers, it takes more than that to get your home sold for top dollar.

In fact, the ONLY thing that most agents will do is put your home on MLS (Multiple Listing Service), as that is where agents put their property listings. Don’t assume they know what they are doing when they list it there or that your home will be found there by other agents!

The MLS alone doesn't sell properties. The MLS only makes the information about your home available. An agent looking for property needs to be able to find your home among the thousands of homes for sale on any given day. Since many times a search is conducted using specific criteria (i.e.: school, area, minimum square footage, view, etc), an MLS listing is only as good as the information the agent puts into the MLS. If you choose an agent who doesn't fill EVERYTHING in, your home won't even be an option in many cases.

Do you want to put one of your biggest investments in the hands of an agent who doesn’t know that half of the homes listed on MLS may be missing information? Even if all the fields completed on the MLS, you may still get missed by an agent who pre-determines what homes to show.

Don't rely on just the MLS to sell your home! You need to put your home in front of every potential buyer in the marketplace every day until the day you sell.

So, what can a tech savvy agent do for you? If there are 3 buyers in the marketplace looking for a home just like yours, a tech savvy agent markets to find ALL 3 of them. They don’t depend on a sign in your yard or just holding an open house with the hopes that a buyer walks in and writes an offer. What happened to the other potential buyers that may be looking for a home likes yours? Is it possible that they would pay more?

Here is what a tech savvy agent can do for you.

1) Inputs ALL your home data into the MLS and gives you a copy of what a realtor will actually see about your property.

2) Puts multiple pictures and descriptions on the MLS so an agent can preview your home’s best features.

3) Subscribes to and puts your home on Realtor.com for viewing as an “Enhanced” listing with extra descriptions and pictures for a potential buyer to view. By subscribing, an agent will get any email for additional information vs. another agent who may not know your home.

4) Has a website(s) that is "organically" found on the search engines and has placement for key search terms. Is their website ranked by the search engines? They will offer you proof of where their site is found. Being on page 10 of a search engine will not help you in the marketing of your home.

5) Shows you current website statistics on how many people visit their site, what pages are viewed, how they got there, etc. A good website is more than a Cyber Business Card.. it is where potential buyers search for properties and will find your home.

6) Promotes your home on their website with a custom web page and/or web address so your home is showcased on the search engines, ie: 179AvenidaLaCuesta.com/, ViaVina.HartanovTeam.com, or 795AvenidaSalvador.com

7) Uses Pay Per Click on the internet, if needed, so a potential buyer will find your home when searching for a home in your area, ie; Forster Ranch real estate, Forster Ranch homes for sale, Ocean View Homes, Ocean View Real Estate, Luxury Homes in San Clemente, etc.

8) Has a specific follow up system for all those who request any additional information about your home from their website.

9) Uses email to highlight your home to all those who have registered for a home search on their site or to receive new listing information. A tech savvy agent may have 1,000’s of potential buyers in their database.

10) Is a member of a nationally recognized organization that uses cutting edge technology to the fullest in real estate, ie; Allen Hainges CyberStars™ that is an invitation only organization and has only 195 members who are at the top of the technology curve.

11) Has been certified as technology proficient, such as e-PRO (only 1% of realtors nationally) or E-Certified.

12) They use email and rely on it as a principle marketing tool.

13) Responds to email requests for information about your home immediately, while the interest is high and can send links and or virtual tours via email.

14) Gets your home listed on some of the most popular real estate destinations on the web, including HarmonHomes, Yahoo Real Estate, MSN House & Homes, Homeseekers, HomeGain, Homes & Land, etc.

As you can see, the benefits of using a Tech Savvy agent to sell your home will allow your home to be exposed to the maximum number of interested buyers. As a result of internet placement and a technology-driven approach that reaches more buyers in the shortest time you will get the highest possible price for your home with the best possible terms that fit your needs.

Finding the Best Real Estate Professional For You

2006-02-09T05:57:00.000-08:00

Finding the right real estate professional requires doing a little research and asking a few questions. After all, your home is probably the most valuable asset and you want to make sure you are hiring the REALTOR who can net you the most money, in the shortest time, with the least hassle to you.

Here are questions to ask during the interview process.

1. What is your marketing strategy?

2. How do you use technology in marketing my home?

3. How will you communicate with me?

4. Are there improvements I can make to my home that will increase it's market value?

5. Will you provide me with a written marketing plan?

6. What credentials and experience do you have?

7. Will you provide me with a Comparative Market Analysis?

8. Do you have any Performance Guarantees?

9. Will you provide me with references of past clients?

10. Why should I list with you rather than another agent?

Also, real estate agents should know what the competition is and how much it will effect your sale.

NEVER choose a realtor on price alone. Remember that a realtor cannot magically raise the selling price of the house. Consider the buyer. The purchaser won't willingly pay too much; it's most likely that he or she will do research on the market and try to find the best product for the best price. The facts simply cannot be changed, no matter which REALTOR you select.

In spite of these unchangeable factors, the REALTOR you select must still be diligent and knowledgable. We are the real estate Team with these qualities.

Here is what our clients have to say about us:

"Drew and Linda work as a team to give you the best service possible from a realtor. They worked with us to sell our home at top dollar in a short and fast paced schedule.

We had a home in Laguna Niguel to sell quickly so we could complete our purchase of a house in the state of WA.With their help we were able to over come several obstacles, get the highest price for our home, and purchase our home in WA on schedule.

They worked as a team and were always available to talk when we called, and returned calls promptly. They are professional’s, people that listen and respond to their clients concerns, request and needs.

You need a professional (realtors) when selling and or helping you purchase your home. There are so many variables (and paper), and deals that need to be played out in real estate that you need a filter and or barterers. A realtor that can help you close a deal, communicate what is important and not important in the final completion of selling your home.

You need Drew and Linda Hartanov on your team. "Frank & Maryetta West Laguna Niguel, CA

Give us a call today, 949-481-3739.

2006-02-02T03:21:00.000-08:00

Taxes: What You Can and Cannot Deduct

February has arrived and for many of us that means it is time to work on our dreaded yearly taxes. If you are one of the lucky ones who will receive a refund, "Congratulations!" If not, "Welcome to the club!"

Owning a home should get you closer to being in the "refund club", as one of the benefits of homeownership is the tax deduction. Your mortgage interest and real estate tax payments are both deductible. However, your homeowners insurance is not.

If you bought your home in 2005, many of the expenses you incurred at closing are also tax deductible. The mortgage interest you paid at closing is not included on the year end tax information you receive from your lender, so be sure to include that figure in your interest payments. Or better, yet, give a copy of the HUD you received at closing to your accountant.

More detailed tax information can be found on our website. Just click here. Good luck!

San Clemente offers spectacular view homes

2006-01-28T21:47:00.000-08:00

Considered one of the most charming and affordable coastal communities in South Orange County, San Clemente offers some of the most spectacular coastal views from Dana Point Harbor, south to La Jolla and San Diego. Catalina, the popular weekend boating destination can be seen in the distance. This picture is taken from a newly listed, spectacular estate home located above the city.
For more information, please contact The Hartanov Team at (949) 481-3739, or the property can be viewed at www.795AvenidaSalvador.com
.

Top Agent Attends Invitation Only Summit

2006-01-26T06:13:00.000-08:00

Top Agent Attends Invitation-Only CyberStar® Gathering

Drew & Linda Hartanov of Prudential California Realty, San Clemente, CA were among the 130 top real estate agents invited to attend The Allen F. Hainge CyberStar® Summit recently in San Antonio, TX last week. The nationally recognized CyberStar® Summit is an annual invitation-only networking and idea sharing conference open only to outstanding real estate agents from the US, Canada, Mexico, the Bahamas and Australia.

As leading members of the CyberStars®, Drew & Linda have long been a market leaders in San Clemente due to their commitment to serving customers and clients and their use of technology to meet the needs of today’s consumer. The Hartanov’s emphasis on their Web site, www.HartanovTeam.com, as a top consumer resource and on using technology for effective communication and service has made them a unique success.

The three day event focused on using technology and personal marketing strategies to better serve clients and customers. During the session, the Hartanovs participated in information and discussion sessions on strategies and tools for marketing property, customer service strategies, blogging and pod casting as communication tools, staging property for faster sale, strategies for a changing market, success in international real estate, implementing consumer-oriented Web sites, client appreciation strategies and more.

According to the Hartanovs, attendance at the annual CyberStar® Summit provided many personal and professional benefits:

“We are honored to have been invited to our industry’s most exclusive gathering. Sharing with these other extraordinary real estate agents for three days pays big dividends in many areas of our business. Most importantly, we learned more about using the latest in today’s technology and successful strategies so that we can better serve our clientele and help them achieve a more successful home sale or purchase. We spent three full days sharing marketing and customer service strategies that really work and that result in higher client satisfaction.

“Our clients are continually complimenting us on the service, tools and technology we use to meet their needs, and we owe that to our association with the CyberStars® and to the fact that we share among ourselves so freely. In short, we are surrounded by the best agents in real estate for three days at every Summit. We share with them, they share with us, and we all translate our newfound knowledge into increased services for our clients.”

Click here to visit Drew & Linda’s website, your source for South Orange County real estate or give them a call, 949-481-3739. They will help you anyway they can.

Southern Ca Real Estate market ends strong in 2004

2005-01-24T07:00:00.000-08:00

The median price paid for a Southern California home was $424,000 last month (Dec), another record. That was up 2.2 percent from $415,000 in November, and up 22.5 percent from $346,000 for December 2003. All months in 2004 had year-over-year price increases of more than 20 percent. (Source: DQNews.com)

More information here: http://www.dqnews.com/RRSCA0105.shtm

Disclosures when selling a property

2005-01-23T23:15:00.000-08:00

The Real Estate Transfer Disclosure Statement (TDS) details the condition of a property and must be given to a prospective buyer as soon as practicable before transfer of title (or execution of a lease option, real property sales contract, or ground lease coupled with improvements. If your neighborhood has a nusiance, hazard or any other issue that could potentially affect your property value, generally you need to make full disclosure when you sell your home. "Neighborhood noise problems or other nuisances" is just one of the disclosures a seller must make.

Because of this, one neighborhood in San Clemente has been working together to protect their real estate investment by not allowing a local nuisance to continue. So far, they have been successful at having the Air Quality Management District monitoring the odors at an auto body paint shop and AQMD has issued several citations to the business. The neighbors are making a difference!

Recently, the city denied this request: The City Council this week considers adopting a resolution denying Frank's Auto Collision Center permission to add a roof fan as an odor-abatement system at 2101 S. El Camino Real. The fan, disputed by neighbors, is Frank's response to an order that the South Coast Air Quality Management District issued when neighbors complained about fumes. The council meets at 7 p.m. Tuesday at City Hall, 100 Avenida Presidio.

Welcome to the Orange County Real Estate Blog

2005-01-23T18:15:00.000-08:00

Welcome to the Orange County Real Estate blog. We will be posting real estate information of general interest as well as updates as to what is happening in the Orange County Real Estate market. You are welcome to "join-in"..we look forward to your participation.