Friday, January 12, 2007

California Protects Your Privacy

Privacy Journal's list of 10 best states ranks California as #1 with the toughest privacy laws in the country. What does California do that other states don't?

1. Federal regulations require an 'opt-out' option giving consumers the ability to 'opt-out' of having companies share or sell their personal information. California puts the burden on the companies, requiring them to get the consumers permission to sell or share information.

2. Identity-theft victims can put a 'fraud alert' notification on their credit report, notifying potential lenders that someone may be illegally applying for credit in their names. California goes a step further and allows residents to “freeze” their credit reports -- essentially preventing lenders from accessing the files and granting credit.

3. Businesses in California are restricted in how they can use social security numbers. Businesses cannot post or display social security numbers, print them on ID cards, print them on materials mailed to customers, require them to be transmitted over the internet, or require them to be used to log into an internet site.

4. Businesses are required to shred all records containing personal information.

5. Businesses are required to alert their California customers if hackers or employees steal information that could be used for identity theft.

6. California has added privacy rights to its state constitution.

California is pro-active in the privacy protection it offer its residents, adding to our quality of life and ultimately helping to maintain our real estate values. Are you thinking of buying a home in Orange County? Real estate prices here have continued to appreciate in 2006 making it a great time to buy or sell. Visit EmailHome.info to receive a daily list of new homes for sale as they hit the market.

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1 Comments:

Anonymous Anonymous said...

Interesting to know.

4:19 AM  

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